Being a single mother can be very stressful and challenging. It is definitely not an easy task to manage alone when there are so many bills to pay, children’s education, food, shelter, etc. More often that not, single moms struggle just to make ends meet.
Many opportunities have been made available to assist single mothers in their financial needs and help them get a breakthrough. One way of availing this opportunity is applying for grants.
Grants meant for single mothers are freely awarded by the government, state, college or non-profit groups. These kind of financial aids are available to help women face the challenges of single parenting.
The United States Government has floated many schemes and programs for the benefit of single mothers. Given in the next few paragraphs are the different types of government assistance for single mothers to help get their life back on track.
Temporary Assistance for Needy Families – TANF has been designed to provide a small cash amount on a monthly basis for food, clothing, shelter and other essentials. It is meant for those who have children and are finding themselves unable to afford even the basic necessities. A single mom, with children under the age of 19, is eligible for assistance under TANF. However, this once in a life time assistance is restricted to a period of not more than 60 months.
CHIP Program – The Children’s Health Insurance Program is a government-funded insurance plan available in every state. The program caters to those who cannot afford insurance on their own. It covers children for everything they need – medical, dental, and vision. The CHIP program in your state is a godsend for those who are struggling to pay the bills and are worried about the health and well-being of their children.
The Low Income Home Energy Assistance Program (LIHEAP), that helps households meet their immediate home energy expenses, is a federally-funded grant program that is implemented at the state levels. Priority is given to low income families with children, disabled and elderly people.
WIC – Women, Infants, and Children – The WIC program is one of the most successful government programs for financially-strapped mothers. The program consists of coupons for free items every month. These items are the basics required for pregnant or nursing mothers and children up to the age of five. The financial limits on WIC are higher than that of other programs, so your odds of acceptance are very good.
Another financial assistance scheme for single mothers is the Supplemental Nutrition Assistance Program (SNAP), which was previously known as the Food Stamp Program (FSP). This program is administered by the U.S. Department of Agriculture with the primary aim of providing healthy food for low income families.
However, there are certain things you need to know before applying for any these grants. They require the applicants to make a proposal in the form of grant writing with all the required eligibility criteria fulfilled. So do your due diligent and choose the right one that best suits your unique financial situation.
Keep in mind that while grants for single mothers can help you tide over difficult times, you should not rely solely on them, rather, you should ensure that you strive to become self-sufficient so that you can provide for your family all on your own.